Attention homeowners in Springfield and Greene County: Need an appraisal?

The top seven reasons MO homeowners need OneSource Appraisal Services, LLC.:

  1. Pre-listing appraisals (whether you're using an agent or selling the home on your own)
  2. Challenge property tax assessments
  3. Remove PMI to lower your monthly mortgage payment
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. Verify a different appraiser's report
  6. In the case of a MO divorce, where real estate property needs to be divided
  7. To settle an estate in Greene county or MO by determining the true market value of real estate in question

Own a home in or near Springfield, MO and need help determining the value of it?
Contact OneSource Appraisal Services, LLC..

We at OneSource Appraisal Services, LLC. understand the unique needs of a homeowner after appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, attorneys, and accountants. Being a person not in the real estate business that probably doesn't look at appraisals on a regular basis,you'll receive extra guidance and explanations through the appraisal process to understand what we do and how we document our conclusions.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your home because of your emotional attachment to it. The professional appraisers at OneSource Appraisal Services, LLC. will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a crucial negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers. It gives you something tangible to show your buyer. It's an independent third party's opinion of your property's price, and not just how much your house is worth. Interested buyers know you have an emotional attachment to your house and will be much more likely to give credibility to a professional appraiser's value opinion than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a preferred way to cut costs for homeowners. Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're experts in helping clients just like you rid yourselves of unneeded and unwanted PMI insurance.

Challenging a property tax assessment

Lets say you live in a local area that's going down -- your local tax assessor may have your home overvalued. This means you are most likely paying higher taxes than you should be paying. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from OneSource Appraisal Services, LLC. is your best weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

If your property is in or near a declining area, your lender just might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be inopportune from a cash flow point of view, and unfavorable to your credit score since it may appear as though that credit line is maxed out. OneSource Appraisal Services, LLC. can help you reinstate your home equity line of credit with a professional appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Have you just accepted a copy of your appraisal and you would wish to have an expert double-check it for precision or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables in question. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help with that too. Even though this is typically requested by banks, you may want to use this service if you suspect mortgage fraud related to your property.